Crazy Credit Card Applications

How many credit card applications do you get in the mail? A couple a week? A couple a day? Congratulations, you have good credit! Unfortunately, this also means you're probably spending more time bonding with your shredder than you want. Did you know you can make most of them go away with just one easy call? Just dial 1-888-5-OPTOUT (1-888-567-8688) (you can also go here and fill out a request online if you'd rather). This will take care of the vast majority of the offers.

You'll probably still get the occasional offer because

Opting-Out will not end solicitations from all local merchants, religious and charitable associations, professional and alumni associations, politicians, and companies with which you conduct business.

However, there is even hope for these. What I didn't know until recently is you can call the organization offering you the card and make them stop. I learned this by chance. American Airlines was sending me probably 1 application a week since I'm a member of their frequent flier program. It was ridiculous. Out of sheer frustration I called the application phone number and asked them to stop sending these to me. I figured they'd say "we can't do that". Nope, they took my info, and the mailings STOPPED. Hallelujah! I just made the same type of call tonight to the Southwest Airline card number. It's a win win. Fewer trees die, and I spend less time at the shredder.