Today my coworker told me the latest in the saga of his ex-wife (they've been divorced for a couple of years). He knew I'd love it. The ex recently received $8000 from his 401(k) as part of their divorce settlement (yes, your 401(k) is also your spouse's unless your prenup says otherwise). Now, what is she doing with this? You might think she is rolling it into an IRA to save for her future and not have to pay penalty or tax on it. Perhaps it is worth paying the penalty and tax to apply it to a really high interest debt. Nope. It's even better than that. She's getting a boob job. Their 14 year old son informed my coworker of this last night. Even the son told the mom he thought there were better things she could spend it on.
Now you are perhaps pondering how this qualifies as an investment. I think she's trolling for a newer, more wealthy man than her current boyfriend. When one is fishing, one needs a good lure to enhance the odds of success right?
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